If a product is rated for Large Missile Impact (LMI) and has laminated glass as an infill, then it can be used anywhere in the building provided the product meets the pressures whether large or small missile (large missile level ‘D’).
If the product is Large Missile impact with an insulted laminated glass the single lite, if located on the outside, must be tempered if installed above 30’ to pass small missile impact. This tempered glass would have to be tested. If the LMI product wasn’t tested with tempered on the outside it cant be used above 30’.
Testing requirements for large and small missile impact for a Dade County NOA (notice of acceptance) can be found on their website by clicking here
Requirements for protection of building openings (5th, 6th Edition of the Florida Building Code)
• Specified on three different maps based on risk category.
• Defines and incorporates the High Velocity Hurricane Zone (HVHZ) consisting of MiamiDade and Broward Counties.
• Defines areas of the state requiring wind-borne debris protection (see ASCE 7-10 wind map).
• Areas within 1 mile of the mean high water line (the average between high and low tide) where the wind speed is 130 mph or greater, or any location where the wind speed is 140 mph or greater.
• Defines wind-borne debris protection.
• Large-missile impact protection for all openings below 30 feet above grade.
• Small-missile impact protection for openings from 30 feet above grade.
Exception – outside HVHZ only:
• Glazing in Risk Category II building located over 60 feet above ground and over 30 feet above aggregate surface roofs located within 1,500 feet of the building shall be permitted to be unprotected.
• Includes a system of product approval.
Read the below to learn about the minimum standards used by the building code to establish requirements for windborne debris impact protection in hurricane prone regions.
Once you know about the standards, you will be better able to determine whether the shutters, windows, and doors that you have or are considering buying are appropriate for the hurricane exposure that your house faces.For simplicity shutters, windows, and doors that have been proven to resist the hurricane impact testing from large windborne debris (missile level “D” for example is defined by the test standards as a 9-pound 2×4 lumber missile striking the product end-on at 50 feet per second) are referred to as impact rated products. Just because you live in an area where the building code requires windborne debris protection and you buy a new shutter, window, or door does NOT mean it is impact rated. It has to be a product that has passed the testing required by the debris impact test standard and it must be properly installed. Each product that is approved for installation on homes in the State of Florida will have a Product Approval that includes installation requirements. If your shutters, windows, or doors are impact rated products with a Florida product approval appropriate for your area (more about that in the next paragraph) and they have been installed according to the manufacturer’s installation requirements, then you know that they comply with the minimum requirements of the building code for your area. You are not relying on word of mouth or a salesman’s pitch.
If you live in Miami-Dade or Broward counties (High Velocity Hurricane Zone, (HVHZ)) your new shutters, windows, or doors have to meet (have a product approval indicating it meets) the 1st standard listed below. If you live elsewhere in Florida your new shutters, windows, or doors have to meet the 1st or 2nd standards listed below. This is what the building department will check when you or your contractor applies for a building permit prior to installation and what a building inspector will verify was installed. The building inspector will also inspect to ensure that the product was installed in compliance with the requirements of the product approval (the manufacturer’s installation requirements) when he inspects after installation. Specifics of installation requirements may well vary according to the wind zone and exposure category that are dependent on the geographical location of your house.
Shutters and other impact protection systems have been in use for over 200 years. They can be designed to provide protection from wind and water, increase security, block solar heat from the sun, increase privacy, and some are designed for purely decorative use. Here we focus on their impact resistance and the test standards that have been developed in the last 20 years to assess their ability to provide protection from windborne debris. Shutter systems may also provide some additional protection from water damage. However, this is not their primary purpose nor are they tested in any way to determine a specific level of water penetration protection. Impact resistant shutter systems are designed to protect the openings in a house from the type of failure that will lead to a huge increase in internal pressure in the house and reduce the likelihood of hurricane propelled flying debris from entering through the openings.
All houses leak air around windows and doors, and a myriad of other gaps and cracks. Since the roof and three of the four walls typically see negative or outward acting pressures as the wind blows at and around a house, normal leakage results in the internal pressure being slightly negative, which would tend to help hold the roof down and the side and back walls from being pulled outward. If an opening is created on the windward side of the house that is large enough to allow enough wind flow into the house to overcome the leaks through all of the other walls and roof (attic), then the pressure that would have occurred at that opening builds up in the house, much like someone blowing up a balloon. That pressure buildup works to try and push the roof up and the side and back walls outward, in the same direction as the forces caused by the wind blowing around the house. In some cases, this internal pressure can double the uplift on the roof or the outward forces on the side and rear walls. Research has shown that the internal pressure begins to build up when the opening on the windward face reaches about 1% of the area of the wall and the internal pressure completely follows the pressure that would have occurred at the opening when the area of the opening reaches about 4% of the area of the wall. By protecting the openings from the kind of failure that can lead to internal pressurization and the reduction in the chances of debris entering your house, shutters significantly decrease the chances that the house will be pulled and pushed apart by the wind and they provide increased safety for occupants sheltered inside. This is the primary function of an impact resistant shutter system. The impact resistant testing standards are designed to establish the shutter’s ability to meet the minimum level of protection as defined in building codes for Windborne Debris Areas of the country.
Test Standards: National model building codes, such as the International Residential Code, define the Windborne Debris Areas as areas in hurricane prone regions where the design wind speed is greater than or equal to a certain mph wind velocity and areas within 1 mile of the coast in hurricane prone regions where the design wind speed is greater than or equal to certain wind velocities. These design wind speeds and the resulting map for Florida are defined as 3-second gust wind speeds occurring at a height of 33 feet (10 meters) above the ground at an open location like an airport.
The referenced standards for opening protection in hurricane windborne debris area are listed below. Impact rated residential doors and windows or the protective systems for doors and windows are tested to determine their ability to resist the impact of large wind borne debris (missiles) by shooting 2x4s of specified lengths and weights against them at specific speeds. Several different groups have developed engineering standards that establish missile sizes, test methods and acceptance criteria for the tests. For houses, the typical large missile test for missile category D consists of a 9-pound 2×4 piece of lumber impacting the shutter or product end on at 50 fps.
- Florida Building Code: TAS 201 Large and Small Missile Test Standards, TAS 202 Uniform Structural Load Standards, and TAS 203 Uniform Cyclic Pressure Test Standards. These are the Test Standards required for a Miami-Dade Product Approval. A product with a NOA (Notice of Acceptance) is approved for use in Miami-Dade and Broward counties if it meets the requirements of these test standards.
- ASTM E 1886 Standard Test Method for Performance of Exterior Windows, Curtain Walls, Doors, and Storm Shutters Impacted by Missile(s) and Exposed to Cyclic Pressure Differentials, and, ASTM E 1996 Standard Specification for Performance of Exterior Windows, Curtain Walls, Doors and Storm Shutters Impacted by Windborne Debris in Hurricanes. These are the Test Standards required for Product Approval in the rest of Florida and in International Building Code for use in Windborne Debris Regions for the US, Hawaii, and Caribbean Islands. This standard is not sufficient for opening protection devices in Miami-Dade or Broward counties. Additionally ASTM E330 Standard Test Method for Structural Performance of Exterior Windows, Doors, Skylights and Curtain Walls by Uniform Static Air Pressure Difference is a recommended test if applicable.
- SBCCI Test Standard for Determining Impact Resistance From Windborne Debris SSTD-12-97 (Note: This Test Standard was accepted in Florida until December 31, 2007; but, is no longer accepted for new products. Nevertheless, if you have an older product that is in good condition and indicates compliance with this standard, for all practical purposes it meets the requirements of ASTM E 1886 and ASTM E 1996.) This standard by itself is not and has not been sufficient for opening protection devices in Miami-Dade or Broward counties.
Note that products that pass the Miami-Dade County test standard (item 1 above) will pass the other test standards (items 2 and 3); but, products that pass the other test standards (items 2 or 3) will not necessarily pass the Miami-Dade County test standard (item 1).
By now it is probably clear that the performance requirements for Miami-Dade are higher than for the rest of Florida. For some products there is no cost premium for meeting the higher performance requirements of Miami-Dade or Broward Counties. If there is a difference in price you may want to weigh the advantages vs. cost of meeting the higher performance standard.
Differences Between the Standards: There is a fundamental difference in the acceptance criteria for impact rated windows and doors and storm shutter performance between the Miami-Dade and Broward County Standard (Florida Building Code High Velocity Hurricane Zone test standard – HVHZ) and those of other organizations. The Miami-Dade County Standard does not allow the test missile (9-pound 2×4 at 34 mph) to penetrate the unit or protective system and does not allow it to break the glass behind the protective system. The other standards allow the test missile to penetrate the protective system provided the opening does not increase in size as it is subjected to wind pressures and so long as after all the testing is completed, the hole is small enough so that a 3-inch diameter sphere will not pass through the hole. The focus of these alternative test standards is to prevent pressurization of the home and reduce the chances of additional pressure related failures of the home. The Miami-Dade County Standard targets protection of the window behind the protective system. Consequently, a protective system that meets the Miami-Dade Standard and is installed according to their product approval requirements will provide the highest level of protection available in a commercial product. An exception is impact resistant glass, where all of the standards including the Miami-Dade County Standard allow the glass to be broken, but not penetrated.
Labeling: Commercially produced products that pass one or more of these standards should have a certificate or label that identifies which standard(s) it has passed. These are usually listed by the test standard number such as SSTD-12, TAS-201 (or PA-201), ASTM E 1886, etc. Note that products that pass the Miami-Dade County test standard will pass the other test standards; but, products that pass the other test standards will not necessarily pass the Miami-Dade County test standard. Building departments require that labels are present. You should too.
Building Permits: : In Florida building permits are required before installation of shutters and in most situations windows and doors. This actually serves to your advantage in that: 1.) the applicant for a building permit for these items must specify the particular items, manufacturers, product approval numbers, and maybe the installation instructions. The building department is supposed to verify that the products meet the appropriate standards mentioned above. Then the building department is supposed to inspect the shutters, windows, or doors after their installation. If nothing else, when the installer knows this will occur, they are more likely to make sure the installation conforms to the requirements supplied with the product. However, because of the wide variety of types of shutters, windows, and door and the wide variety of installation methods, one cannot be certain that a hurried building inspector can catch all the faults. This is why it behooves you to get a copy of the installation instructions and verify while work is in process that the installation is in accordance with the instructions. For areas that do not mandate building permits or conduct good inspections you should really make it a point to conduct your own inspection, or retain someone more knowledgeable to perform the inspection.In layman’s terms these are the required test standards for determining the compliance of an impact resistant system or impact resistant window for use as a protective system. All three Test Standards require that the system survive missile impact and more importantly cyclic pressure loading. The Cyclic Pressure Test subjects specimen that have been impacted to about four hours or more of positive and negative pressure cycles (9000 cycles). This works the system back and forth testing its ability to resist fatigue and the fastener systems to keep it attached. This simulates the forces a hurricane will generate on the system and its connections to the structure of the building. Note that some manufacturers may talk about meeting or passing the large missile test but unless their products also withstand the cyclic pressure tests they have not qualified the product as a large missile resistant system.
Finally, don’t be deceived by advertising and brochures, all shutters are not necessarily hurricane resistant. Impact resistant shutters only became available around 1996 and were not widely used until 2002. There are still systems on the market today that are not impact resistant, these are either older systems that are still around for decorative use, or, new emerging systems being offered by small or local companies that are untested and do not have any product approval, these systems are not allowed to be used for hurricane impact protection under the Florida Building Code because they fail to meet the standards for product approval.
(as posted by Hurricane Retrofit Guide: http://www.floridadisaster.org/hrg/content/openings/debris_impact_standards.asp)